You may have heard… According to the Michigan auto-insurance reforms that go into effect on July 1, 2020, “drivers will now be able to choose a PIP coverage level that is appropriate for their needs and budget.” “PIP” is Personal Injury Protection insurance, which covers the medical expenses that you or your passengers incur when injured in a car crash. With the reforms, Michigan motorists will have the ability to choose to carry less medical coverage for themselves and their passengers. However, Michigan drivers should be extremely careful when choosing any coverage other than “Unlimited PIP”! For decades in Michigan, drivers were afforded unlimited PIP benefits when they were hurt in a
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